Sunday, August 24, 2014

Rainy Day Reading With Your Kids

Rainy Day Reading With Your Kids

Rainy Day Reading
The sky is gray, the clouds are dropping rain, and your ids are stuck inside bored. In this article we will discuss activities that will entertain your kids and make you the hero of the day.

Reading

The easiest activity to do with your children on a rainy day is to read together. Gather your kids in a snuggly place with some of their favorite books. If your children are very young simply read to them aloud from a book. Make sure that you hold the book so each child can see the pictures. If you have older children take turns reading or even better allow them to read to you. Not only will this be quality time for you and it will also help boost your child’s reading skills.

Telling Stories

Telling stories is a great way to keep your kids busy on a rainy day and it will spark their imagination. A fun way to do this is by having one person start out a story. This person should tell the beginning of the story for a minute or two. The next person will pick up where they left off adding their own twist to the story. Keep these stories going around the room from person to person. You will be surprised by how funny and outrageous the stories may become.

Another fun way to tell story is to write out words on a sheet of paper. Be sure to include nouns (person, place, or thing) and actions words like wiggle, jump, and so on. Next cut each out and fold it in half. Place all the folded words into a bowl. Each storyteller picks a few words out of the bowl to incorporate into the story. Continue this until the bowl is empty of words.

At the end of the story have your children make pictures about the story that was made. These can just be simple drawings using pencils and crayons. This will help your child’s imagination grow. While they are drawing ask them what they liked best about the story.

Reading and telling stories with each other will turn a gloomy rain day into a chance for bonding and building a stronger relationship with your kids. 

This Package From Santa blog includes posts about everything from ways to entertain your kids to ways to budget for the holidays and much more.
 

Saturday, August 9, 2014

Life Insurance … For Kids?



Life Insurance … For Kids?

Financial decisions are a part of life, and some are more difficult to discuss than others. One such issue is life insurance, in particular, concerns about life insurance for kids.  Many parents and grandparents have struggled with questions about the need for life insurance for kids. Should you buy life insurance policies for your children?
First and foremost, this is a topic that can be emotional and there can be good arguments for both, buying and for not buying life insurance on kids.
If this is a topic of interest to you, please keep reading.

Purpose of Life Insurance

For most people, the purchase of life insurance is made to be used as a means to either pay for funeral expenses or to replace a salary.
Given that, buying life insurance on kids is probably not a wise financial decision.

Thinking Deeper

As with most financial decisions, life insurance for kids is something that should be considered from different angles. Sadly, there is a possibility that a healthy child or one with a health issue, could develop serious illnesses later on, and in some cases, those illnesses may make that child ineligible for life insurance.

Fringe Benefits of Life Insurance for Kids

The most obvious benefit of life insurance for kids is funds for funeral expenses. But these policies can provide other benefits too.
As already mentioned, it can be a way to ensure against potential illnesses that can develop in the future – illnesses that could make a child ineligible for affordable life insurance policies.
In addition, some life insurance policies for kids may include a benefit that can help pay for college. However, in most cases, a savings account will offer better returns.

Conclusion

Your personal situation and circumstances should be considered when making decisions about life insurance for anyone, but perhaps especially when considering life insurance for kids.
In some situations, life insurance is a good choice. But in others, it may be wiser to add money to an emergency fund or savings account. Evaluate your particular situation and circumstances when making this and other financial decisions.
This Package From Santa blog offers information about various issues that relate to family finances, kid’s health, and matters associated with family lifestyles.